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May 27, 2014

WHAT CENTURY ARE WE IN

I was going to start this post now but I am in a very angry mood at the moment and will need to walk away and come back when I am a little more composed……..stress-test-woman-with-phones-stressed

6 hours later:

I understand privacy policies with businesses. We have them at my work and I know how annoyed people get when we won’t let them have access to someone’s account. I am the toughest one at work and won’t capitulate to demands of non-account holders when staff come to me to approve it. Yes we know you are the wife and you pay all the bills. Doesn’t matter… and I get that.

In planning for our move I am taking on the responsibilities for our accounts everywhere. Hydro, phone, cable, credit cards.

Unfortunately these were all set up with only my husband’s name over 30 years ago when we lived in previous century. If I recall correctly there were dinosaurs roaming freely at that time. good morning stressNow with computers and the internet we are able to manage things more easily but in some cases we are still archaic. I would do it all online except that we are keeping our old services active past the date we move as we will put the old house on the market later. We need services until we sell in the old home but new services in the new home.

Let’s start with phones.

Called phone company. Account is in BB Guy’s name but I am a contact. I can change the account and add an account but I cannot close the original account. They were very good to deal with except that the new phone will stay in his name or we will lose the lower rate for being a long time customer. We cannot have it in both our names.bang_head_here Cable company. Same thing. I have set up the new account but it is just in my name. Again I will lose any long time customer benefits. This is not fair as I have been part of the original account since 1982 but not in name as my name didn’t matter at the time.

Home electric bill. Online I am listed as the account administrator. Have been since 2008. I cannot do anything over the phone however. Only online. This would work except we are not cancelling our current service. We just want new service set up. Since the house we are buying has been vacant for a while we also have to supply them with a purchasing agreement to prove we are “new people” and not who the place is listed under now.

I was going to just set it up in my name and add BB Guy as the contact but since I am not a current customer
DIDYOUHEARME…NOTCURRENTCUSTOMERFORTHELAST31YEARS….I will have to pay a security deposit for an account in my name. That is where she lost me. I was not very polite and as someone who works in the service industry that is totally out of character for me. I WILL NOT PAY A SECURITY DEPOSIT WHEN WE …. YES I SAID “WE” HAVE BEEN PAYING THE CURRENT ACCOUNT FAITHFULLY FOR 31 YEARS.

Lets move on to a credit card. All I have to do is change the mailing address. Online again because the primary cardholder is whatshisname… (are you sensing the tension?).

Cardholder name and card number…right from the statement…. nope….. it doesn’t match….How can it not match when it is the information they are sending us and they specifically say that you need to have the statement handy to complete this.

Honestly I just don’t have the patience for this stuff. I do have my own credit cards and do have a credit history of my own but all this stuff that we have to move was set up over 30 years ago and housewives were not recognized as contributing members of a marriage.

Of course we want anything new to be set up with both our names but the companies won’t do it because they use credit information for one primary person only…. well if that is the case don’t come looking to me for payments if the accounts were ever to go in the toilet. Oh wait… I am liable for the bills if something were to happen… Hmmm funny how that works.

(BB Guy came home early from work to deal with all of this and everything will be set up on time. The Hydro guy stated someone 16 years old or older has to be at the house for them to set it up. BB Guy replied “ NO PROBLEM, MY WIFE JUST TURNED 16” Groan… at least I had one laugh today)

May 21, 2014

PRETTY WEEDS

Sad to say I have not been keeping up my garden for a while.
Happy to say some things just come through year after year.
Wild phlox always comes through from the greenbelt next door and they are so pretty and fragrant I usually wait until they are done before I clean up the beds.photo4
The rhododendrons are about 15 feet tall. They bloom no matter that I don’t deadhead them. I couldn’t reach if I tried. photo
Even taller than that is the climbing rose. It is at least 20 feet up into the maple tree in the green belt. Again very fragrant. It is at eye level on the second storey of our house. photo3
I will miss  my garden when we move soon. I planted 99% of it myself. There have been some spectacular displays over the years. Even sneaking through the fence those phlox are pretty. photo2
Where we are moving there are some controls over what you plant etc. It will be hard to color between the lines.
Compromise.

May 19, 2014

SPENDING A LITTLE–SAVING A LOT

While reading Jen’s post at Muddy Boot Dreams this morning she got me thinking about some things we are changing in our lives soon.

If all goes according to plan we will be in a new home by June 12 or 13. We have made some decisions that will save us money. This is a good thing since my commute to work will be quite long and will consume a lot of fuel for sure.

PMTARTESIAN

We are not keeping our home phone. We will be using our cell phones exclusively. For my BB Guy this is nothing new as he is on his phone from morning til night already for work. His is paid for by his work.

For me it will be more of a challenge since I rarely use my phone. I cannot have it on at work so for most of the day it is off. I check for messages on my lunch break. Usually anyone who wants to phone me calls the house.

My cell phone plan includes 10 free long distance numbers. Perfect. I couldn’t even fill the list and soon there will be more people living close by that I will no longer need long distance for anyways.

Monthly savings = about $50.00

newspaper3clipart

Next item is our daily newspaper delivery. When I was at home full time I read the paper every day but since back in the work force I no longer take the time to read it instead getting my news online. My BB Guy does read it though. He agreed that when we move we will no longer get the paper. It is a waste of paper and a messy nuisance.

Monthly savings = $30.00

images

Since we are moving to a place with very little lawn to care for I will be taking this task on myself. I don’t mind mowing a small yard but could not take care of our 1/4 acre lot we are currently in. With the many garden beds to mow around an electric mower was not an option and with my short little arms I cannot start a regular pull start mower. The electric start mowers never ever work for long and like a barbecue started soon become useless. Since my BB Guy is often not here there was no other choice but to hire a lawn fairy for our big lot. We will get a small, light rechargeable mower. No electrical cords, no pull start cords, no buttons. It will also be a mulching mower so no grass to dispose of either. Good for the environment and for the wallet.

Lawn fairies do not come cheap and with the fertilizing, moss control, mowing, weedwhacking etc. the monthly bill could be in the $250.00 range most months.

save

We are empty nesters now as well. Our electric and gas bills will be cut in half at least. Showers, laundry and dishwasher runs will be fewer (okay we are still showering regularly but not for half an hour at a time) . I think there are enough savings here alone to justify not switching to those disgusting CFL lightbulbs which for the most part are useless for lighting.

We are also seeing the end of a few other payments that total far more than what I will be spending on gas to go back and forth to work. In the end we are coming out ahead financially even though we are upgrading in our home to a larger, 7 year old one from a home that is about 40 years old.

What have you done to keep more money in your wallets? Share your tips. Savings2

May 17, 2014

THE MOST AMAZING TRIO



I have never heard anything so beautiful in my life. These 3 are amazing. I actually had shivers running down my arms.
Battle: Hallelujah (Leonard Cohen) | The Voice Kids 2014



May 16, 2014

HOUSE BUYERS BOOGIE

Obviously to those who read my blog regularly I have not been around.

Between the 10 hour shifts and everyday things that need to be done we are buying a house and getting ours ready to sell.

What a production. We have made an offer on a house and pending subject removals we have a deal. I will share more about that when it actually happens.

We are also clearing out 31 years of living from our current home. OH….MY…. GOSH…

We have been bad. We have not kept things up the way we should have. I said to my BB Guy… why do we fix things up now and clear things out when we didn’t bother to do this while we lived here? We should have been more diligent in our home.

Take care of the home you are in. Fix the little things as they come up. Doing a couple chores now is easier than having a list of 20 things to down the road when time is an issue.

Get rid of the the junk, clutter and stuff you don’t need. It is exhilarating. It is an eye opener.

Anyways… stay tuned for some upcoming news as to whether we complete the deal or not. Next step is the home inspection of the new house on Saturday. We hope there are no surprises.

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